PlanningForRetirementMadeEasy.Com » Investments http://www.planningforretirementmadeeasy.com Premier Source For Retirement Planning Informations Sun, 01 Aug 2010 06:22:22 +0000 http://wordpress.org/?v=2.8.6 en hourly 1 What is the method for gauging the success of a retirement plan when funds are deposited with varying amounts? http://www.planningforretirementmadeeasy.com/what-is-the-method-for-gauging-the-success-of-a-retirement-plan-when-funds-are-deposited-with-varying-amounts.html#utm_source=rss&utm_medium=rss&utm_campaign=what-is-the-method-for-gauging-the-success-of-a-retirement-plan-when-funds-are-deposited-with-varying-amounts http://www.planningforretirementmadeeasy.com/what-is-the-method-for-gauging-the-success-of-a-retirement-plan-when-funds-are-deposited-with-varying-amounts.html#comments Mon, 17 Aug 2009 02:47:58 +0000 Planing For Retirement http://www.planningforretirementmadeeasy.com/7507/what-is-the-method-for-gauging-the-success-of-a-retirement-plan-when-funds-are-deposited-with-varying-amounts/ What is the method for gauging the success of a retirement plan when funds are deposited with varying amounts? is from PlanningForRetirementMadeEasy.Com

]]> I get quarterly reports on my 457(b) plan. I almost always have gains, however, I am unsure on how to determine if the investment options are strong earners, or merely mediocre. What is the process for determining if the investment’s I’ve chosen are strong when the option amounts change due to varying bi-weekly contributions? How would I determine if the gains are good in the following example for one quarter?
Example:
Beginning Balance: ,011.33
Contributions / Transfers In: 0.00
Gain/(Loss) / Interest: 6.68
Ending Balance: ,518.01

Since starting in 10/02 I have contributed 93.00 and had gains of 25.01. However, the contribution amounts have varied greatly over this time period. So what is the proper gage on success? At 35 years old, my investments are diversified between high and moderate risk with some low risk mixed in.

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]]> http://www.planningforretirementmadeeasy.com/what-is-the-method-for-gauging-the-success-of-a-retirement-plan-when-funds-are-deposited-with-varying-amounts.html/feed 0 Should I open a Roth IRA at 22, or is there a better way to save my money for retirement? http://www.planningforretirementmadeeasy.com/should-i-open-a-roth-ira-at-22-or-is-there-a-better-way-to-save-my-money-for-retirement.html#utm_source=rss&utm_medium=rss&utm_campaign=should-i-open-a-roth-ira-at-22-or-is-there-a-better-way-to-save-my-money-for-retirement http://www.planningforretirementmadeeasy.com/should-i-open-a-roth-ira-at-22-or-is-there-a-better-way-to-save-my-money-for-retirement.html#comments Thu, 23 Jul 2009 07:12:14 +0000 Planing For Retirement http://www.planningforretirementmadeeasy.com/7378/should-i-open-a-roth-ira-at-22-or-is-there-a-better-way-to-save-my-money-for-retirement/ Should I open a Roth IRA at 22, or is there a better way to save my money for retirement? is from PlanningForRetirementMadeEasy.Com

]]> I’ve just graduated college and started my first full-time job a couple months ago. Lately I’ve been reading articles about Roth IRA’s and how young people should consider them because they can save a huge amount of money by the time they retire with the smallest amount of input (since they’re getting started earlier). I know I’m still young, but I want to set myself up for a comfortable future. I’m making k/year salary, but my company does not have a 401K plan (as of yet).

I would like to try putting away 0 a month in order to create a nest egg for when I retire (and maybe allow myself to retire a little earlier?). Is a Roth IRA the way to go, or is there something better I could do with my money to allow it to increase over the years? I don’t know much about this stuff and don’t even know where to start. I do know that IRAs have something to do with investments, which is risky and scares me a little…

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]]> http://www.planningforretirementmadeeasy.com/should-i-open-a-roth-ira-at-22-or-is-there-a-better-way-to-save-my-money-for-retirement.html/feed 1 I Need to save 300k for retirement. “HELP”? http://www.planningforretirementmadeeasy.com/i-need-to-save-300k-for-retirement-help.html#utm_source=rss&utm_medium=rss&utm_campaign=i-need-to-save-300k-for-retirement-help http://www.planningforretirementmadeeasy.com/i-need-to-save-300k-for-retirement-help.html#comments Sat, 18 Jul 2009 12:24:26 +0000 Planing For Retirement http://www.planningforretirementmadeeasy.com/7351/i-need-to-save-300k-for-retirement-help/ I Need to save 300k for retirement. “HELP”? is from PlanningForRetirementMadeEasy.Com

]]> Long story short. My investments are not growing fast enough. I need to save 300k.
I have twenty years to do it. Any suggestions

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]]> http://www.planningforretirementmadeeasy.com/i-need-to-save-300k-for-retirement-help.html/feed 1 How much (percent of salary) do you save every year? And Honest feedback on whether or not I doing okay? http://www.planningforretirementmadeeasy.com/how-much-percent-of-salary-do-you-save-every-year-and-honest-feedback-on-whether-or-not-i-doing-okay.html#utm_source=rss&utm_medium=rss&utm_campaign=how-much-percent-of-salary-do-you-save-every-year-and-honest-feedback-on-whether-or-not-i-doing-okay http://www.planningforretirementmadeeasy.com/how-much-percent-of-salary-do-you-save-every-year-and-honest-feedback-on-whether-or-not-i-doing-okay.html#comments Thu, 16 Jul 2009 14:47:13 +0000 Planing For Retirement http://www.planningforretirementmadeeasy.com/7342/how-much-percent-of-salary-do-you-save-every-year-and-honest-feedback-on-whether-or-not-i-doing-okay/ How much (percent of salary) do you save every year? And Honest feedback on whether or not I doing okay? is from PlanningForRetirementMadeEasy.Com

]]> Currently, my wife and I (we are both 36 yrs old) save about 25% of our combined salary of 120k per year, which is 30k a year we save into our 401k and roth ira accounts. This is a lot of money but I just feel so insecure about whether or not we are saving enough for retirement (our goal is to be out of the workforce and rat race when we are both 55 yrs old). Our investments are split up in mid caps, large caps, international funds,etc. So far, we have about 382k saved up (300k in 401k and roth ira and the rest in checking and money market account at our bank). We currently have zero debts and no children and both our cars are paid off and are relatively in new condition. However, we are planning soon to have kids (2 at most) and buy a house somewhere around 350k price range. So I just want to know whether or not my wife and I will be able to retire at 55 yrs old and have house paid off and kids taken care of (at least in terms of a decent education). Thanks!

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]]> http://www.planningforretirementmadeeasy.com/how-much-percent-of-salary-do-you-save-every-year-and-honest-feedback-on-whether-or-not-i-doing-okay.html/feed 1 Any Suggestions?! i’m planning to get a retirement plan (roth ira) under mutual funds, is this good or bad? http://www.planningforretirementmadeeasy.com/any-suggestions-im-planning-to-get-a-retirement-plan-roth-ira-under-mutual-funds-is-this-good-or-bad.html#utm_source=rss&utm_medium=rss&utm_campaign=any-suggestions-im-planning-to-get-a-retirement-plan-roth-ira-under-mutual-funds-is-this-good-or-bad http://www.planningforretirementmadeeasy.com/any-suggestions-im-planning-to-get-a-retirement-plan-roth-ira-under-mutual-funds-is-this-good-or-bad.html#comments Fri, 03 Jul 2009 17:12:14 +0000 Planing For Retirement http://www.planningforretirementmadeeasy.com/7264/any-suggestions-im-planning-to-get-a-retirement-plan-roth-ira-under-mutual-funds-is-this-good-or-bad/ Any Suggestions?! i’m planning to get a retirement plan (roth ira) under mutual funds, is this good or bad? is from PlanningForRetirementMadeEasy.Com

]]> Hi, i’m new here about Plans, Investments… I need your suggestions.. i’m planning to get a retirement plan (roth ira) under mutual funds, is this good or bad? what’s its advantages/disadvantages?

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]]> http://www.planningforretirementmadeeasy.com/any-suggestions-im-planning-to-get-a-retirement-plan-roth-ira-under-mutual-funds-is-this-good-or-bad.html/feed 1 Whats the best way to slowly save for retirement.? http://www.planningforretirementmadeeasy.com/whats-the-best-way-to-slowly-save-for-retirement.html#utm_source=rss&utm_medium=rss&utm_campaign=whats-the-best-way-to-slowly-save-for-retirement http://www.planningforretirementmadeeasy.com/whats-the-best-way-to-slowly-save-for-retirement.html#comments Sat, 27 Jun 2009 02:47:07 +0000 Planing For Retirement http://www.planningforretirementmadeeasy.com/7222/whats-the-best-way-to-slowly-save-for-retirement/ Whats the best way to slowly save for retirement.? is from PlanningForRetirementMadeEasy.Com

]]> Im 30 and i want to start retirement savings. How can i slowly build up savings. Im not good at understanding all kinds of investments I just know i need to start saving but it hard to figure out where to start.

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]]> http://www.planningforretirementmadeeasy.com/whats-the-best-way-to-slowly-save-for-retirement.html/feed 1 How much should someone save for retirement? http://www.planningforretirementmadeeasy.com/how-much-should-someone-save-for-retirement.html#utm_source=rss&utm_medium=rss&utm_campaign=how-much-should-someone-save-for-retirement http://www.planningforretirementmadeeasy.com/how-much-should-someone-save-for-retirement.html#comments Tue, 02 Jun 2009 22:00:36 +0000 Planing For Retirement http://www.planningforretirementmadeeasy.com/personal-finance/how-much-should-someone-save-for-retirement How much should someone save for retirement? is from PlanningForRetirementMadeEasy.Com

]]> I am 23 and plan on retiring at 70 in 2054. I am maxing out my 401a (no 401k, b/c I work for a non-profit). I imagine that I am doing better than many, but I don't think that my 401a will be enough to retire on. How much do I really need to put in extra investments now and later in my working career in other investments like an IRA. Should I contribute as much as I am able to those too?

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